What type of insurance do I need for a dog walking business?

Overall, insurance can help businesses protect against financial losses and reduce risk, which can be critical for the success and sustainability of the company. It’s important to carefully review your insurance needs and speak with an insurance professional to determine the right coverage for your dog walking business.

Insurance for dog walking businesses

When starting a dog walking business, you must have the appropriate insurance coverage to protect yourself and your business. Some types of insurance that may be relevant for a dog walking business include:

Liability insurance

Liability insurance protects you and your business if third parties make claims for injury or damage caused by your business activities. This could include claims made by dog owners or members of the public who are injured or have their property damaged due to your dog walking activities.

Professional indemnity insurance

Professional indemnity insurance provides you with cover against claims made by clients for losses arising from errors or omissions made during your business activities. For example, suppose you accidentally lose a client’s dog while out on a walk. In that case, professional indemnity insurance could help cover the costs of recovering the dog and any damages or losses incurred due to the incident.

Business interruption insurance

Business interruption insurance covers you for losses resulting from events that disrupt your business operations, such as natural disasters or pandemics.

Pet insurance

Pet insurance can be a useful option to cover veterinary costs for injured dogs or become ill while in your care.

Consult professional insurance advice

Businesses need insurance for various reasons, including protecting against financial losses that could result from unexpected events or circumstances and can even attract customers and partners. Insurance can give customers and partners confidence in your business and can be a requirement for doing business with certain organisations.